I a female born 19 june 1980, is 2013 a good year for me financially?

Probably not. Actually you can make money, but usually no savings can be kept. In general, you will have much expense in 2013, so you have to make the ends meet at the first place.
You'd better not offer credit guarantee for relatives or friends. Otherwise, you may get a loss.
To get a good fortune, you can take all into consideration before a big investment.