Answered by Borut
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Aug. 15, 2023 05:30
This is a good and in reality, the best idea to take exactly that ferry. You will encounter far less crowds and you will wait noticeably less compared to two overland border crossing visa offices. You are advised to buy your 09:00 ferry in advance through CKS - Chu Kong Passenger Transport Company website just to avoid potential disappointment if the ferry is sold out.
As far as the ATMs are concerned, I remember to have seen Bank of China ATM. There are probably more of them, but I really cannot confirm to have seen them. By the way, you will have to pay for a visa in a cashless form using your available card. The price is 168 CNY.