Answered by Peter from Australia | Dec. 14, 2016 14:17
Jay,
Next year your love life will start to improve, and you will meet a woman who will bring important changes to your life. She will have a tremendous influence in your day to day interactions. Your finances will also benefit, and it won't be from a higher income. You will become more frugal and will learn to spend less. Next year your situation will be a lot brighter than now. Good luck.