Can you advise for reversing the bad luck that my wife and I are facing now?

I born 25 Aug. 1969 and I am marriage to my wife born in Rat year. I have two children born OX & Snake. For the last fews till now my wife and are having problem with lost financial and lost business and unlucky. She lost her business last year and my business also is having problem too I am losing money every month.
Can anybody advise what can I reverse the situation?

Vichet