I was born 7/27/1968 things have gone bad for me so far this year.

Robert, don't be upset. There are still many things you can do to reverse your situation.
1. When there is a problem at work, don't give up. Seek help from your colleagues and it will be solved. Keep positive and don't let any negative emotion influence yourself.
2. You should make a comprehensive plan before you do any investment. Try to avoid money issues such as borrowing and lending.
3. Do exercises frequent and take regular health check.
It should still be a good year! Best wishes!