my d.o.b is 01-feb-1973. i am facing monetary problem from last three to four years till now.

Shabir, ox people are unlucky in their finance this year. What yo should do is to make financial plans and make use of your money wisely. And you shouldn't expect that you can gamble to make money. It's likely that you might lose money this year. So you are suggested to buy something you really need to avoid losing money. You shouldn't be disappointed. If you get through this year safely, your situation will be better in 2016.