I have to make a major career decision to make by 2/20/2018, dob 1/7/1962

My current contract ends 2/20/18. Should I stay with the same employer and except a full time salaried position with benefits but a lot of hours, or a contract position that pays overtime but fewer benefits? Or change employers, if the opportunity arises? I am in technology, which I do enjoy. I've also been working on a new business, making a water based cooking product, should I focus more on that this year? Any thoughts would be appreciated.