Year of rat (water) born on sept 21, 1972. Will my luck change this 2014? How about for the nxt yr

To be honest, it may not change to better. For the whole, everything is just so-so. In 2015, it will turn better, but the changes still exist. If you do not always want to be the No. 1 in everything, you can go through 2015 smoothly and you can gain a lot in the end.