Should I retire early from the NHS and take a lesser pension?

TC,
As now transiting Saturn opposes your natal Jupiter, you are dissatisfied with yourself and others, who get on your nerves quickly. You are also indecisive at this time. You are prone to have conflicts, you lack self-confidence, are gloomy, may suffer from illness, and have occupational difficulties as a result of financial worries. My advice to you is to wait for better times ahead. 2018 (Earth Dog) will be a good year for you. If you don’t follow now your feelings, and you wait until this opposition of transiting Saturn to your natal Jupiter ends, you won’t feel the same anymore. Do not retire earlier. Take a vacation and recharge your batteries so to speak. Good luck to you.