I am born in 13th July 1973 and I like to know the gem stone for me.

Hi, Rashid. Ruby and red garnet are predicted to be your luck stones.
The advised financial plan for you is saving. Doing investment in stock market or speculation may not work out well.
For your work, it is not recommended to involve in new territory or position. Doing a job which is related to your advantage is a wise choice.
Good luck!