Rat in distress!

HI! This year has been, as you noted, extremely up and down on all levels. It seems that every time I try to set my work schedule something comes up to disrupt it-- it has been constantly in flux! I have had two people ask me to fill a position then back out on me at the last minute, and I have lost a contract due to the client running away from her home! I have always worked very hard, and am feeling that it is time that my bad luck breaks. I am feeling very anxious about money and am not heartened by your 2015 forecast...Any good news?
10/10/1972=birthday
Thank You!