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Asked by Nazmul from Bangladesh | Oct. 14, 2014 09:06
About:China Bank Acount, Credit Card, Traveler's Cheque

Can a tourist apply for china merchant bank All-in-one-Gold Card?

I will visit China on 1st Weak of November. I wish to open bank account in china. I also wish to use the bank card in some other countries. I want to transfer fund to china bank account from europe or america. I will use the fund in china and some other asian countries like singapore, malaysia or thailand. Which bank will be perfect for me? May I apply for china merchant bank All-in-one-Gold Card?

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Answered by Nancy from Honduras | Oct. 14, 2014 21:30
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Nazmul, if you meet the requirement for CMB gold card, I think you can open an account with your passport. According to what I know, it requires that the cardholder to deposit at least 50000 RMB in their account. If the total sum is less than 50000 RMB, the bank charges account management fee, probably CNY 10 per month. By the way, you need to pay for the processing fee if you withdraw money abroad. For details, you may call CMB at 86-755-84391000.

If you use your card to withdraw money abroad frequently, you may consider having a Huaxia Bank. It allows the card holder to withdraw money one time for free every day. The premise is that you withdraw money from ATMS with Unionpay logo. You may call +86-95577 to learn about details.
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