my birthday on sept 28 1972. How is this year for me?

You are rat. Generally speaking, your luck is stable. If you plan to change a job or start your business, you should quit or do it when you are fully prepared. Any rush decision should be avoided. Your fortune luck is ordinary. So you should not engage in speculations. If you are married, please spend some time with your partner and maintain a stable relationship. Otherwise, you may quarrel or fight.