hi, i am janet and i am year of the rat and i want to know my fortune foretelling this year2013.

You may develop well on your career, which will make other people envy your. So you need to be careful when hard working.
It is OK with your finance situation. You may spend a lot, but it may not be a bad thing, so please do not worry about it.
If you are still single, 2013 may be a good year to meet your Mr. Right. If not, you may need to communicate a lot with your partner, so that your relationship will be stable.