Account statement/Bank certificate - Tourist Visa

Hi! i have more than 100k under my name. My problem lies with the bank statement. I have 2 accounts, one is my salary account and a personal savings account.

I started my savings account on May 2012 so on the cut off on my bank statement, the ending balance is 79k. On my salary account, I distribute my money to keep me from spending it so having that said, my salary account has a low balance. Im just wondering If i can use my savings account that has 100k + but is less than 6 mos or is it better to transfer all my money to my salary account? Problem is, on my bank statement, the amount is low. They might think it's suspicious...What should I do?

Also, I know that all authorized traveling agencies who can send an authorization letter are from China, having that said, can I just pay someone from one of those agencies to arrange my papers and send an authorization letter for me?