To whom it may concern,
I’m planning to travel from Beijing to Kowloon Hong Kong. I already saw how much it cost 821 rmb plus the delivery charge is 150 rmb a total of 971 rmb. Train number t97b. My question is what are the available choices for me to pay? I don’t have a credit card. I’m here in Tianjin and could I book it right now for December?

Please tell me everything that I need to know?
Thank you and hope for your response.

Sincerely,
Michelle